Personal Loans
Get straightforward financing for what matters now. Apply online in minutes and enjoy predictable payments, local service, and flexible terms.
Choose the option that fits your needs. Signature and Platinum for larger expenses. New Beginnings for rebuilding credit. Home Improvement, Vacation, Back to School, and Tuition options available.
Decisions are quick. Paperwork is simple. You get support from people who know the Howard County education community.
Check Rates
Here are today’s rates at a glance.
Apply for a Personal Loan
Subject to credit approval. Rates and terms may change.
Call Us: (410) 461-2257
Other Personal Loans
Pick the option that fits your needs. Choose from Home Improvement, Vacation, Back to School, Tuition, No Credit Loan, and Honey Pot Money.
Existing loans with Howard County Education FCU are not eligible to be refinanced through Howard County Education FCU. Rates effective 8/1/2022 and are subject to change without notice.
Check Rates
Here are today’s rates at a glance.
Apply for a Personal Loan
Subject to credit approval. Rates and terms may change.
Call Us: (410) 461-2257
New Beginnings Loans
A simple path to build or rebuild credit with predictable payments and local support. Choose from New Beginnings, Second Beginnings, or New Beginnings Auto for qualified members.
How it Works
Quick qualifications
New Beginnings
Member for at least 6 months to apply
Second Beginnings
Must have successfully completed a New Beginnings Loan with no late payments
New Beginnings Auto
6 months of good NB payment history or 6 months as a member in good standing. Models 2019 and newer only
Check Rates
Here are today’s rates at a glance.
Apply for a Personal Loan
Subject to credit approval. Rates and terms may change.
Call Us: (410) 461-2257