The Board of Directors are democratically elected from among the members, and each member is entitled to one vote -- regardless of the amount of deposits with the Credit Union. Credit unions are not-for-profit and there are no outside stockholders. That means all excess profits are returned to the members in the form of higher savings rates, lower loan rates and lower fees for services than most other financial institutions. Credit unions are well noted for the high level of service provided to their members -- and Howard County Education FCU is no exception!
Hurricane Florence is causing Online Issues Nationwide
Our Online access has been impacted by disruptions in online connections. If you cannot get online to view your account please call the office and we can assist you with your transactions.
Notice from our Bill Pay Service Provider
Bill Pay: Hurricane could impact USPS Payments
The U.S. Postal Service (USPS) has suspended operations in several ZIP code areas that are likely to be impacted by Hurricane Florence. In addition, many post offices are closed and mail delivery has been stopped. As a result, checks for bill payment that are sent through the mail could be delayed or non-deliverable to certain areas. If you are a bill payment users, this could affect your bill pay payments.
If your ATM/Debit Card is up for renewal, watch your mail for your card. Be sure to activate your new card by calling the number on the sticker on the card and destroy the old card securely. Your PIN will stay the same.