Deferred Payment Auto Loan
Howard Country Education FCU offers a wide variety of services, designed with you in mind
Our field of membership includes all Howard County Public School System current and retired employees; MSEA employees; HC Head Start employees; current HCPSS high school students; Coles bus Service employees; Glenelg Country School employees; and Salazar Services employees. As with all credit unions the immediate family of members are eligible to join. Once a member, always a member.
Welcome! The Credit Union Difference.
Unlike other financial institutions, credit unions are owned by its members.
The Board of Directors are democratically elected from among the members, and each member is entitled to one vote — regardless of the amount of deposits with the Credit Union. Credit unions are not-for-profit and there are no outside stockholders. That means all excess profits are returned to the members in the form of higher savings rates, lower loan rates and lower fees for services than most other financial institutions. Credit unions are well noted for the high level of service provided to their members — and Howard County Education FCU is no exception!
Yes! This is a new website. We have updated our website to better serve our members. We hope you enjoy the improvements.
The Credit Union Office Hours
Beginning March 19, 2020
New Office Hours: Monday – Friday, 9:00 am – 1:00 pm
Important Information for HCE ATM/Debit Card Users
If your ATM/Debit Card is up for renewal, watch your mail for your card. Be sure to activate your new card by calling the number on the sticker on the card and destroy the old card securely. Your PIN will stay the same.
ATM/Debit Funds Availability
Deposits to your “21” Share Draft Account are available the next business day after 2:00 PM.