DEFERRED PAYMENT AUTO LOAN
It’s easy with Howard County Education Federal Credit Union and our partner, Credit Union Mortgage Association.
Our field of membership includes all Howard County Public School System current and retired employees; MSEA employees; HC Head Start employees; current HCPSS high school students; Coles bus Service employees; Glenelg Country School employees; and Salazar Services employees. As with all credit unions the immediate family of members are eligible to join. Once a member, always a member.
Welcome! The Credit Union Difference.
Unlike other financial institutions, credit unions are owned by its members.
The Board of Directors are democratically elected from among the members, and each member is entitled to one vote — regardless of the amount of deposits with the Credit Union. Credit unions are not-for-profit and there are no outside stockholders. That means all excess profits are returned to the members in the form of higher savings rates, lower loan rates and lower fees for services than most other financial institutions. Credit unions are well noted for the high level of service provided to their members — and Howard County Education FCU is no exception!
The Credit Union Office Hours
Beginning March 19, 2020 New Office Hours: Monday – Friday, 9:00 am – 1:00 pm
- Thursday, November 25, 2021 Closed for Thanksgiving
- Friday, November 26, 2021 Closed for Thanksgiving
- Friday, December 24, 2021 Closed for Christmas Holiday
- Friday, December 31, 2021 Closed for New Year’s Day Holiday