Going on Vacation?
Let us know before you go!
That way, your debit or credit card service won’t be interrupted and you can continue to enjoy exceptional service while you’re away!
Questions? Call Us:
(410) 461-2257
NEW! Credit Cards Designed For You
Choose the card that fits your lifestyle and financial goals. With Howard County Education Federal Credit Union credit cards, you get powerful tools for everyday spending, travel, and rewards all backed by trusted service and member-focused benefits.
Debit Cards
Simple & Secure Access To Your Money
Use your HCEFCU debit card for purchases and cash withdrawals. Check balances, move money, and make loan payments with HCE Online and our mobile app.
With Howard County Education Federal Credit Union, you get:
- Convenient purchases anywhere debit cards are accepted
- Surcharge-free withdrawals at CO-OP Network ATMs
- Account access through HCE Online and the mobile app
Mastercard Transaction Limitations
The following limitations of Mastercard transactions may apply:
There is no limit on the number of Mastercard purchases you make per day.
But you may only purchase up to a maximum of $5,000.00 per day.
There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine.
But you may only withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account.
There is no limit on the number of POS transactions you may make in any one (1) day.
But you may only purchase up to a maximum of $5,000.00 from POS terminals per day, if there are sufficient funds in your account.
Bill Pay P to P Transactions
You may process an individual P to P transaction of up to $1,000.00 per transaction, and $2,000.00 per day total.
Report a Lost/Stolen/Fraud ATM/Debit Card
Call : 888-241-2510
If you are out of the country
Phone : Collect 909-941-1398