HCTA Federal Credit Union  

3454 Ellicott Center Drive

Ellicott City, MD  21043

410 461-2257     FAX  410 461-4691

info@hctafcu.org

www.hctafcu.org


Winter Promotions


Featuring:
College Scholarship, Mortgage Loans NOW Available 
February Enterprise Used Car Promotion

Home Mortgages Now Available Through HCTA

 

Great Rates

Professional Local Service

A Variety of Loans to Suit Your Needs

 

Call Financial Security Consultants, Inc.

Our Mortgage Partner

410 823-3300

and ask for a Loan Officer

Enter Our College Scholarship Program

Deadline:  March 31, 2012

Your winning essay or video could help pay for college!

Your Words or Pictues could be Worth a Cool $1,000

Applicants must be a member of Maryland or DD based credit union.  You must be entering your freshman through senior year of college.  Your 750 word or less essay or 60 second or less video will serve as the basis for our $11,000 in scholarship awards.

 

Complete rules and appication at

www.cufound.org/scholarship.htm

 

sponsored by the Credit Union Foundation of MD & DC


GAP Insurance for Auto Loans
Will your insurance pay-off your loan if your vehicle is deemed a total loss? 
Don't find out the hard way.


Why Buy GAP?
  • GAP helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss.
  • GAP helps clear your credit allowing you to start fresh with a new vehicle purchase.
  • GAP is inexpensive and can be included as a small addition to our monthly payment.

The cost of the GAP Insurance is a flat $300 and is available at the time of settlement to be included with your monthly payment, or if you have a current auto loan with the credit union you may purchase it as an add on item with payment up front.  Contact the credit upon office for more information.


Save With Sprint, the NOW Network!
Why Throw Away Your Money?


Join the 1 million credit union members nationwide that are already saving over $74 million on their wireless plans!  HCTA Federal Credit Union is pleased to bring our members these major savings through the Sprint Credit Union Member Discount Plan.

Ways You Can Save
  10% off most regularly priced Sprint individual service plans
  15% off most regularly priced Sprint business service plans
  Waived activation fee on new activations
  Waived upgrade Fee

Call  877.SAVE.4CU (877.728.3428)  and let them know your a credit unon member.  Ask to be a part of the NACUC_Z Corporate ID to Save.  Sprint will ask to see verification of your eligibility as a member of the credit union.

Click     www.SprintSave4CU.com

Visit      your nearest Sprint Store


ENTERPRISE & HCTA FEDERAL CREDIT UNION
are teaming up to offer our members the best prices in used vehicles and great rates

Enterprise hand-selects great cars, most from their fleet.  Backs them with one of the industry's best used car warranties.  they offer them at unbelievably low prices.  Plus, if you buy a car from Enterprise Car Sales and it doesn't meet your approval, they'll buy it back, no questions asked.  (restrictions apply).  This is just how Enterprise has chosen to do business for the past 50 years.

We are now running our BEST Financing Rate on cars purchased through Enterprise Used Auto Sales and financed through HCTA Federal Credit Union.  If you are in the market for a used car make sure you take advantage of this great financing offer.

Perfect Picks Used Auto Sales Event
 
Get Blue Book® Trade-In Value on your vehicle PLUS $500!
Upon used vehicle purchase from Enterprise Car Sales.
February 1 - 29, 2012
 
Shop 24/7 at www.enterprisecarsales.com  to browse availability!
Search their online inventory of over 5,000 vehicles nationwide and find deals in your area.  Vehicles are added every day.  Don't see exactly the car you want? 
Call Rashad  410 760-3195 ext. 108 and let him do the work for you.
Glen Burnie, 502 N. Crain Hwy
Monday - Friday  9 am - 7 pm   Saturday 10 am - 5 pm

NO HAGGLE PRICING The price you see is the price you pay!  All vehicles are offered at unbelievably low prices.

VEHICLE CERTIFICATION  For your assurance and satisfaction, each vehicle goes through a rigorous 109-point inspection by an ASE-Certified Technician.

7-DAY RE-PURCHASE AGREEMENT  If you change your mind, Enterprise will buy it back, no questions asked. (restrictions apply)

12/12 LIMITED POWERTRAIN WARRANTY
  Every Enterprise used vehicle is backed with a 12 month/ 12,000 mile limited powertrain warranty.

FREE CARFAX® REPORTS A free CARFAX® Vehicle History Report™ is available for every vehicle Enterprise sells.

12-MONTH ROADSIDE ASSISTANCE  Flat tire?  Lost key?  Out of Gas?  No problem!  Your used car purchase includes Enterprise's one-year unlimited mileage roadside assistance program.  Enterprise 12 Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.

TRADE-INS WELCOME  Enterprise gladly accepts your trade-in.  Even if you don't buy a car, they will gladly buy yours.

* $100.00 American Express Gift Cheque will be issued within 30 business days and contingent upon vehicle purchase.  Offer valid only on Enterprise vehicles purchased from 11/1/11- 11/30/11 and financed through your Credit Union.  Offer void when 7-Day Repurchase Agreement is activated.  No cash advances.  Not valid on previous purchases.  Trade-In values obtained from 2011 Kelley Blue Book Co.'s website KBB.com. Blue Book Trade-In value is based on accurate condition rating and mileage of vehicle.  Accurately appraising the condition of the vehicle is an important aspect of determining its Blue Book Trade-In Value.  If a Blue Book Trade-In value is not available for your vehicle Enterprise will provide a fair and competitive value for customer's vehicle.  Additional trade-in value of $500 is available only on passenger vehicles and light dutiy trucs, with a Blue Book Trade-In Value and when a vehicle is purchased from Enterprise.  Customer is responsible to any extend vehicle pay-off exceeds Enterprise offer.  Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title.  Offer only valid on one trade-in for each Enterprise vehicle purchase.  Ristrictions apply.  For details, see an Enterprise Car Sales Mananger.  Offer void where prohibited includeing Alaska, California, Kentucky, Louisiana, Oregon, South Carolina, Texas, Virginia and Wisconsin.  Offer valid from 11/1/11 - 11/30/11.