HCTA Federal Credit Union  

3454 Ellicott Center Drive

Ellicott City, MD  21043

410 461-2257     FAX  410 461-4691

info@hctafcu.org

www.hctafcu.org


 

Are you Heading for Retirement Soon?

 

Don't miss the opportunity to become a member of your credit union before you retire.  Even in retirement the Credit Union can offer savings and loan opportunitites to serve many of your financial needs.


Already a Member Headed for Retirement?


Keeping your membership with the Credit Union will continue to afford you and your family financial benefits that can work with you as your needs change.


Once a Member,

Always a Member!

 





OnLine Bill Pay Coming February 2012

to HCTA Members

 

    Members who received the E-Connection in November 2011 were given the opportunity to submit names for our new bill Pay program coming in February 2012.  Two of our board members sifted through 14 entries and Sheila Edmunds' submission "Bee OnTime" came up the winner of the naming contest, and won $50 for her creativity.

    We have decided to call our little mascot Sheila Bee, as a nod to Ms. Edmunds.  You will begin to see our little Sheila Bee wherever the Bee OnTime program is being promoted.

 

 

 

 

 

 

 

 

Consumer Credit Counseling Service of MD & DE, Inc.  (CCCS)

 

is an accredited non-profit agency that has served the local community since 1066.  CCCS is dedicated to helping individuals and families resolve their financial problems.  They promote economic self-sufficiency to individual , families and communities through financial literacy education and counseling. 

For further information about ther vision, values, and services, please visit their website at www.cccs-inc.org.

 

Maryland State License #14-01, Delaware State License #07-01

757 Frederick Rd, Baltimore, MD  21228
Phone: 410 747-2050  FAX 410 747-4503

CCCS has been a trusted member of the community since 1966 and is a leading advocate of financial education in Maryland.  It helps thousands of local residents overcome financial crisis each year.  In 2010, we:

  • Conducted 271 community outreach workshops that were attended by more than 23,000 participants.
  • Helped more than 30,000 residents assess their financial situation during counseling and develop personal budgets and personalized action plans.  
  • Provided housing counseling and education to nearly 2,300 individuals.

CCCS relies on the generosity and support of private donors like M&T to help fund those community outreach and financial counseling activities not covered by public funding.  If you know someone who is currently struggling financially, please let them know that CCCS provides free credit counseling and foreclosure prevention counseling.   They can schedule an appointment at 800-642-2227.  To schedule an educational seminar for your group, please contact CCCS Director of Education Jim Harris at jharris@cccs-inc.org or 410-747-2050.  To learn more about what we do, please visit our website at www.cccs-inc.org or join us on Facebook at “CCCS of Maryland and Delaware.”