3454 Ellicott Center Drive
Ellicott City, MD 21043
410 461-2257 FAX 410 461-4691
www.hctafcu.org
info@hctafcu.org

Check the NEWS link for more information on the
2009 Essay Scholarship

 

Loan Application Form    

Rates for Term Share Accounts and IRA Accounts will be declared on the last day of the quarter.
( 06/30/2008; 09/30/2008 and 12/31/2008).

Quarter ending 06/30/08

 
DIV. RATE
APY
Term Share Acct
1.10%
1.105%
IRA Share Acct
1.75%
1.762%

Note that CD Rates change montly. Call the office for current rate information.

Until further notice the following loan rates will be in effect for
NEW and USED VEHICLES:

Term
APR*
Up to 3 years
5.5%
Up to 4 years
5.75%
Up to 5 years
6/0%


*annual percentage rate

New Vehicle only 6 years 6.25% * Financing $25,000 and over.

Note: Existing Auto Loans with the credit union cannot be refinanced

2003-2004 used vehicles financed for no longer than 36 months;
2005-2006 used vehicles financed for no longer than 48 months;
2007-2008 used vehicles financed for no longer than 60 months.

 

 

 

 

 

 

 

Until futher notice, the following Personal loan rates will be in effect according to the following terms:

Amount $1,000 to $6,000
Rate 10.99% to 13.99 % (depending on credit history)
Term two (2) year maximum

 

Shares Loan Loan ammount determined by share balance 3.0% above share rate
Computer Loan Up to two (2) years maximum 10% APR
Tuition Loan Up to $8,000 repay in three (3) years 8.5% APR

Service Fees:

Check Return / Redeposit
$25

Dormant Account:
after return of 3 statements

$5 / quarter
Stop Payment
$12.50
Second or third party check
(3 or more at any one time)
$5
Statement Copy Request
$5

 

Credit Report Fee: Has Been Revised as of 8/01/08

There will be an increase in the fee charged per credit report application from $5.00 to $10.00