3454 Ellicott Center Drive
Ellicott City, MD 21043
410 461-2257 FAX 410 461-4691
www.hctafcu.org
info@hctafcu.org

Check the NEWS link for more information on the
2009 Essay Scholarship

 
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Rates for Term Share Accounts and IRA Accounts will be declared on the last day of the quarter.
( 06/30/2008; 09/30/2008 and 12/31/2008).

Quarter ending 06/30/08

 
DIV. RATE
APY
Term Share Acct
1.10%
1.105%
IRA Share Acct
1.75%
1.762%

Note that CD Rates change montly. Call the office for current rate information.

Until further notice the following loan rates will be in effect for
NEW and USED VEHICLES:

Term
APR*
Up to 3 years
5.5%
Up to 4 years
5.75%
Up to 5 years
6/0%


*annual percentage rate

New Vehicle only 6 years 6.25% * Financing $25,000 and over.

Note: Existing Auto Loans with the credit union cannot be refinanced

2003-2004 used vehicles financed for no longer than 36 months;
2005-2006 used vehicles financed for no longer than 48 months;
2007-2008 used vehicles financed for no longer than 60 months.

 

 

 

 

 

 

 

Until futher notice, the following Personal loan rates will be in effect according to the following terms:

Amount $1,000 to $6,000
Rate 10.99% to 13.99 % (depending on credit history)
Term two (2) year maximum

 

Shares Loan Loan ammount determined by share balance 3.0% above share rate
Computer Loan Up to two (2) years maximum 10% APR
Tuition Loan Up to $8,000 repay in three (3) years 8.5% APR

Service Fees:

Check Return / Redeposit
$25

Dormant Account:
after return of 3 statements

$5 / quarter
Stop Payment
$12.50
Second or third party check
(3 or more at any one time)
$5
Statement Copy Request
$5

 

Credit Report Fee: Has Been Revised as of 8/01/08

There will be an increase in the fee charged per credit report application from $5.00 to $10.00