HCTA Federal Credit Union
3454 Ellicott Center Drive
Ellicott City, MD 21043
410 461-2257 FAX 410 461-4691
www.hctafcu.org
info@hctafcu.org

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Summer Promotions

Featured this Month:
 Enterprise Used Autos, Special 4.33% Used Auto Financing, Vacation Loans
and

     Summer ATM/Debit Card Promotion

  Get approved for an HCTA ATM/Debit Card and your name goes into the pool for a great prize.  Already have an HCTA ATM/Debit Card?  You can still play by referring someone to get a card.  We will ask "were you referred?", then when the application is approved; both names go in for the prize.      Only new or referring ATM/Debit Card account holders can play.Two prizes will be awarded.  the drawing will be held on September 10.  The Promotion starts July 1 and runs through September 10.
 

Vacations Loans will be available May 3 through August 31, 2010. 
Up to $4,000  Rates range from 9.9% to 12.9% APR*    39 bi-weekly pays
Example:  Borrow up to $4000 for a repayment period of 39 bi-weekly payments of $115.66 with a rate of 12.9% APR, including Life and Disability Insurance.
* Annual Percentage Rate

ENTERPRISE & HCTA FEDERAL CREDIT UNION
are teaming up to offer our members the best prices in used vehicles and great rates

Enterprise hand-selects great cars, most from their fleet.  Backs them with one of the industry's best used car warranties.  They offer them at unbelievably low prices.  Plus if you buy a car from Enterprise Car Sales and it doesn't meet your approval, they'll buy it back, no questions asked. (restrictions apply).  This is just how Enterprise has chosen to do business for the past 50 years.

Beginning April 28 we are bringing back our 4.33% APR financing on cars purchased through Enterprise Used Auto Sales and financed through HCTA Federal Credit Union.  If you are in the market for a used car make sure you take advantage of this great financing offer.

Sizzling Summer Used Auto Sales Event

Receive a $100 AMEX® Gift Cheque !
Upon used vehicle purchase from Enterprise Car Sales.

The gas card is available to members when they purchase a used vehicle from Enterprise Car Sales.  A $100 AMEX® Gift Cheque will be issued within 30 business days upon purchase (or financing) of vehicle.  Offer valid only on Enterprise vehicles purchased from 05/01/10 through 05/31/10 and financed through HCTA Federal Credit Union.  Offer is void when the 7-day Repurchase Agreement is activated.  No cash advances. Cannot be combined with any other offers.  Not valid on previous purchases.

Go To www.enterprisecarsales.com to browse availability!
or Call Rashad at 410 760-3195

NO HAGGLE PRICING  The price you see is the price you pay!  all vehicles are offered at unbelievably low prices

VEHICLE CERTIFICATION  For your assurance and satisfaction, each vehicle goes through a rigorous 109-point inspection by an ASE-Certified technician.

7-DAY REPURCHASE AGREEMENT  If you change your mind, Enterprise will buy it back, no questions asked. (restrictions apply)

12/12 LIMITED POWERTRAIN WARRANTY  Every Enterprise used vehicle is backed with a 12 month/ 12,000 mile limited powertrain warranty.

FREE CARFAX® REPORTS  A free CARFAX® Vehicle History Report™ is available for every vehicle Enterprise sells.

12-MONTH ROADSIDE ASSISTANCE  Flat tire?  Lost key?  Out of Gas?  No problem!  Your used car purchase includes Enterprise's one-year unlimited mileage roadside assistance program.  Enterprise 12 Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.

TRADE-INS WELCOME  Enterprise gladly accepts your trade-in.  Even if you don't buy a car, they will gladly buy yours.

Enterprise offers two convenient locations to shop for your next automobile.

Glen Burnie    502 N. Crain Highway        410 760-3195
White Marsh   10825 Pulaski Highway      410 335-5628

Shop 24/7 at www.enterprisecarsales.com.  Search their online inventory of over 5,000 vehicles nationwide and find deals in your area.  Vehicles are added every day.  Don't see exactly the car you want?  Call Rashad 410 760-3195, ext. 108, and let him do the work for you.

New Beginnings Loan

$1200 for 12 months at 15.99% APR* (26 bi-weekly payments of $53.75) includes Life and Disability Insurance.

This new loan offers our members, who have not been able to get a loan from the credit union in the past, the opportunity to begin again.  those with little credit history or poor credit will be eligible to apply for this short term loan.  Payments must be made through payroll deductions or ACH only.

* Annual Percentage Rate