Products and Services

We offer more than just savings accounts here at HCTA FCU.
We offer share Draft (checking) accounts, IRA's CD's and various loans; (vehicle, personal, tuition, vacation, holiday, college and computer).

Most of our loans are offered year round. But be sure to watch for special offerings for Vacation Loans, Holiday Loans and Auto Refinancing which are promoted in the Fall, Winter and Spring, respectively..

It's not too late to get in on our Vacation Loan Sale!

Our Vacation Loan Sale runs May 1, 2008 through August 29, 2008. Borrow up to $4,000 for a repayment period of 39 bi-weekly pays. Rates range from 9.9% to 12.9% APR**.
If a balance is owed on a current vacation loan, it must be paid off with this loan.

** Annual Percentage Rate. Loan subject to approval based on credit history, debt-income ratio, and other factors. If the loan amount is $4,000, your estimated bi-weekly payment at 12.9% APR will be $115.08 for 39 biweekly pays, including life and disability insurance.